Still losing jobs because you can't take cards on-site? Get the free playbook.

Stop wondering who got paid.

Accept cards on the job, invoice clients, and see every payment across your crew. No card reader, no extra software.

You did the work. Your business is still guessing who paid.

Freedom from machinesNo card reader neededPayouts in 1-2 business daysFree to start
Industries

Built for solo service businesses.

Contractors, tutors, cleaners, coaches, and more use Morgan AI to accept cards on the job, send invoices, and track every payment in one place.

Solo service business owner with phone in a driveway, mobile-first payments
Why we built it

Payment software wasn't built for your Tuesday.

Square wants a counter. QuickBooks wants a desk. We kept meeting capable people running real businesses from their phones, standing in a driveway with thirty seconds and no clear picture of who'd paid.

Read how Morgan started
Send money payment confirmation on Morgan
Payment received$85.00 · Tap to Pay
Tap to Pay on iPhone

Get paid before they leave.

Still waiting on e-transfers after the job? Your customer taps their card or phone to your iPhone and payment is done in under 30 seconds. No reader, no dongle, no setup fee.

How Tap to Pay works
Send payment requests by SMS or email on Morgan
Invoice sent$450.00 · Booking deposit
Invoices

Stop forgetting to bill clients.

Send a professional invoice in under a minute from your phone. See who paid, who hasn't, and nudge late payers with one tap.

See how invoicing works
Getting paid

The job you forget to bill is still money.

2
$350

$7,140

written off each year when you let it go

Send an invoice and follow up once: 93% collected. Write it off and you keep 15%. Chaser 2026 Accounts Receivable Report

$6,552 recoverable

See how invoicing works →
Track income and expenses on Morgan
This week+$1,240 collected
Income & expenses

Every payment tracked in one place.

Payments scattered across notes, texts, and bank statements? Morgan AI keeps card, cash, and e-transfer in one income record. Snap receipts and see profit by day, week, or month.

Explore income tracking
Your business

What payment admin is costing you.

10
10
5
2h
$75

$4,812

back each year on payment admin

5.3 hrs/mo at $75/hr

Get the app →
Compare

Still piecing together payments and spreadsheets?

Morgan AI
Accept card payments
Tap to Pay on iPhone
Send invoices
Track cash payments
Track e-Transfers
Manual entry after customer pays
See all income in one place
Card, cash, e-Transfer & more
Built for solo service businesses
Built in, no extra tools neededPartial, extra setup, add-ons, or separate toolsNot included for this use case

Square, Stripe, and Helcim are trademarks of their respective owners. Morgan AI is not affiliated with or endorsed by them. Comparisons reflect our assessment for solo service businesses based on publicly available product information. Competitor features may vary by plan, region, and product updates.

Ask Morgan

Just ask your books.

Morgan's AI knows your income, expenses, and clients. Ask in plain words, in the app or by text.

Example conversations. Real answers come from your own books.

Morgan

Text Message · SMS

Who hasn't paid yet?
Delivered
Three invoices are open, $625 total. Want me to send reminders?Tyler R.: $65 (8 days late)Chen family: $240 (3 days late)Patel lesson pack: $320 (due today)
Text Message
Solutions

How Morgan fits your work.

Same app, tuned to how your trade gets paid, from the driveway to the dining table.

Get paid at the truck, not next month.

Deposits, progress payments, finals. Collect by card on-site or send the invoice before you've left the driveway.

Tap to Pay for deposits and finals on-site
Invoices with one-tap late-payer nudges
Every job's payments in one record
Morgan for contractors
Contractor between jobs checking a deposit payment on his phone
FAQ

Questions, answered.

The short version of what most people ask before their first payment.

See all questions →
Get the app

Try Morgan in action.

Tap to pay on-site, send invoices, track your money, and ask Morgan when you need a hand.

5.0
RATINGS
4+
AGE RATING
Years
2 min
SETUP
to start
Free
PRICE
to start
EN
LANGUAGE
English
110.2
SIZE
MB
Tap to Pay on iPhone — get started quickly and take any payment
Run your business money in one place
Take payments in seconds
Know who owes you
Ask Morgan anything about your business
Understand where your money goes
From the blog

Practical advice for service businesses.

How to get paid, track your income, and run a simpler business from your iPhone.

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